Loan Health Calculator

LOAN TYPE

INTEREST RATE

OUTSTANDING AMOUNT

REPAYMENT AMOUNT

REPAYMENT FREQUENCY

Loan Health Check

Unsure if your current loan is healthy?

Is your current loan working as hard as it should for you? Just like a regular health check-up, reviewing your loan’s health is essential for your financial wellbeing. While many people feel uncertain about assessing their existing loan, we understand – and we’re here to help make it simple.

Our loan health calculator is a powerful tool that takes the guesswork out of evaluating your current loan. By analyzing key factors like your interest rate, fees, and repayment terms, it gives you a clear picture of whether your loan is still the best fit for your needs.

We’re passionate about helping our clients understand their options without any pressure. When you use our loan health calculator, you’ll get straightforward insights into your loan’s performance and discover if there might be a better solution available. Our team is here to guide you through the results and explain everything clearly, ensuring you feel confident about any decisions regarding your financial future.

Take the first step toward better loan health today – try our calculator and see if your current loan is working its hardest for you.

What every client needs to know

Dont sign anything you don't understand

It’s not unusual for people to sign loan contracts they don’t fully understand. But it doesn’t have to be that way. It’s our job to explain everything simply and clearly. Don’t know what a credit score is? Feeling confused about certain wording or a specific clause? It’s important to ask every question until you can put pen to paper with confidence.

The best option may not be obvious straight away

Make sure your broker is transparent

The good news is that these days, brokers are regulated to work within the client’s best interests. There usually isn’t an incentive for a broker to ‘push’ one loan over another. Your broker will earn a commission on the loan you choose, and a good broker will be transparent about what these commissions are, so you can be sure your best interests are at the forefront.

Ask what to expect

There are standard stages that every loan application goes through. Ask what lies ahead so you have enough time to compile necessary documents, such as ID and payslips. That way, when your chosen lender requests specific documentation, you’re good to go.

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